Get on the road with ITP Car Loans

Looking for a great deal on your next asset loan? We work with you to find flexible, tailored finance options that suit your individual needs and budget.
MOTOR VEHICLE
FINANCE
You could get behind the wheel sooner thank you think with ITP Car Loans.
CARAVAN
FINANCE
Don’t let finance issues spoil your plans for adventure. We can help
MARINE
FINANCE
Bring us on board and enjoy smooth sailing with flexible and affordable finance.

COMMERCIAL
FINANCE

Every business needs a helping hand – whether it’s for equipment, machinery or people. Ask us how we can help.

We provide more than just car loans!

Need a new car for the family? We’ve got it covered. Looking to expand your fleet? We can handle that too. Even if you’re the adventurous type looking for a new RV or boat, we can offer you a wide variety of finance options to suit your needs

MOTOR VEHICLES

Personal Finance

You could get behind the wheel sooner than you think with our hassle-free personal finance services. Your very own asset finance consultant will help you find a finance solution to suit your needs ensuring you get a great deal on your loan. If you’re still looking for your dream car, let our partner carconnect help you find it.

Secured
loan

With a secured car loan the financier lends you the funds to buy a car and secures the loan against the vehicle.

Personal
loan

With a personal loan the financier lends you the funds which you can then use to buy your car. For this type of finance, the financier holds no security over the loan.

Novated
lease

This is a three-way agreement between you, your employer, and a finance company that allows you to take all the costs of running your vehicle directly from your salary before you pay any tax.
Business Finance

Buying a car for your business? We’ll find a finance option to suit your business structure, cash flow requirements, and tax considerations – all you need to do is carry on running your business.

Chattel
mortgage

This is a commercial finance product where the financier lends you the money to buy a vehicle and then takes out a ‘mortgage’ over the vehicle as security. You take full ownership of the vehicle at the time of purchase.

Finance
lease

Also known as a car lease, this commercial finance product allows you the use of a car while the financier retains ownership of the vehicle.

Commercial
hire purchase

With this commercial finance product, you agree to hire a vehicle from a finance company for an agreed period at a fixed monthly rate.

Novated
lease

This is a three-way agreement between an employee, an employer, and a finance company that involves taking all the costs of running the vehicle directly from the employee’s salary before any tax is deducted.

CARAVANS

Personal Finance

When the open road calls, nothing should stand in your way, and that includes issues with financing your caravan or RV. Whether you’re in the market for a small caravan for weekends or a Swagman Motorhome for that year-long trip, we’ll help you find a finance deal that will get your adventure off to the perfect start.

Consumer
loan

Also known as a secured loan, this type of finance is secured against the vehicle. This means that interest rates and repayments are often on the more affordable side. So your dream RV is within your grasp.

Personal
loan

Some lenders refer to this as an unsecured loan as they take no interest in your vehicle as security over the loan. This is a simple and straightforward form of finance that is popular with seasoned caravanners.

Chattel
Mortgage

Planning to use your RV or caravan for business more than 50% of the time? Then the chattel mortgage could be your ideal form of financing. With this type of loan, you take ownership while the lender takes a mortgage out over the vehicle as security for the loan.

MARINE

Personal Finance

You’ll feel nothing but calm waters with ITP Car Loans handling all your marine finance needs. With our extensive network of lenders, we’ll have you ready for the ocean in no time at all as we help you sail through the application process, sourcing the most suitable finance package for your boating needs.

Consumer
loan

With your boat used as security against this type of loan, you will enjoy more affordable payments and the ability to perhaps spend a little more than you had planned for. That’s why some lenders refer to it as a secured loan.

Personal
loan

With a personal loan you can borrow money to buy whatever you like, and in this case, that’s a boat. With no security against the loan, this type of finance is also called an unsecured loan.

Chattel
Mortgage

This is the perfect option if you plan to use your boat for business more than 50% of the time. You take ownership of the boat from the time of purchase while the lender takes out a mortgage over it as security for the loan.

COMMERCIAL

Business Finance

If there’s one thing we know about business at ITP Car Loans, it’s the importance of business growth. Whether you’re building a commercial fleet, investing in new
machinery, or expanding your workforce, we have the contacts and the know-how to find you a finance deal that best suits the needs of your business.

Asset
lease

With an asset lease, the financier retains ownership of the equipment while you get all the benefits of ownership without having to make a significant investment.

Chattel
lease

With a chattel mortgage, you take ownership of the equipment at the time of purchase while the financier takes out a mortgage over the equipment as security over the loan.

Equipment
rental

This is an agreement between you and the lender whereby the lender buys the equipment you need on the understanding that you will rent it from them for a fixed period.

Commercial
hire purchase

This product is similar to rental in that the lender purchases the equipment and you then hire it from them for a fixed period. At the end of the term, you have the option to pay for the equipment in full so that you can take full ownership.

The ITP Difference

Drive away happy, because we offer more
We deliver finance solutions for more than just cars
We work for you and act quickly
With our network, we provide choice and can find you a better deal on finance
Boats, caravans, RVs, commercial equipment and fit-outs; all part of our first-class consultative services
We’re authorised representatives of Australia’s leading asset brokers and part of the Carsales network • Stratton Finance
Most importantly, we offer a unique car buying service through Carconnect

Your personal car buying broker

Found a car? Let us find it for you at a cheaper price. We’ll help you find a new car and finance it thanks to our partner Carconnect.

Carconnect is a full car buying service that connects with 100s of dealers to get you a great price on your new vehicle. The best part; they manage the process, so you don’t have to, offering transparency over the whole process. Speak to us today about this unique personalised service.

The Loan Process

1
We collect basic financial details and gather an understanding of what you are looking to purchase.
2
let us do the legwork for you, we will work with our panel of lenders to find the right product and price suited to you.
3
We present you with finance options submit and liaise with the lender on your behalf.
Congratulations, the car is yours!
Request a call back
Request an introductory call back from an ITP Home Loans Advisor.
Home Loans Request A Call Back
Other Financial Services
Partnership business support

SMSF

We can help you establish your own self managed super fund.  SMSF’s are a great way of taking control of your super and offer genuine benefits.

Personal tax services image

HOME LOANS

We take care of the formalities and paperwork, so you can focus on house hunting with confidence.

Business tax support image

FINANCIAL PLANNING

We help you manage your financial affairs and meet your life goals by providing honest, professional and impartial advice through our extensive financial planning services.

USAVE Financial Planning t/a ITP Financial Planning are authorised representative(s) of GWM Adviser services limited ABN 96 002 071 749, Australian Financial Services licensee (AFSL number 230692) Registered Office at 105-153 Miller Street North Sydney NSW 2060

Please note the products and services offered by ITP Home Loans, ITP Car Loans, ITP SMSF and ITP “The Income Tax Professionals” is not authorised by GWM Adviser Services and GWM Adviser Services is not responsible for the advice/service provided by ITP Home Loans, ITP Car Loans, ITP SMSF and ITP “The Income Tax Professionals”